How to Get Student Loan Forgiveness for 100% Disabled Military Veterans

An executive order passed by the president directed the Department of Education to forgive all federal student loan debt owed by veterans who are “completely and permanently” disabled. The presidential memorandum also cleared that eligible disable veterans should not have to pay any federal income tax on the loans.

Student Loan Forgiveness for 100% Disabled Veterans

 The Higher Education Act:

The Higher Education Act of 1965 and the restructured Higher Education Act of 2008 discharged the student loan debt for “totally and permanently disabled” veterans. Veterans seeking Loan discharges should be able to submit an application to the Secretary of Education with proof of their disabilities.

Student Loan Forgiveness for 100% Disabled Veterans

The process is sometimes intricate and difficult. If dependent of veterans are considering going to or going back to school, there are a few options to help you pay for future tuition costs – although these will help very little with existing student loan debt.

Related: Military Dependent Scholarships

Student loan debt dismissed:

The Department of Defense’s My Career Advancement Account Scholarship Program is a workforce development program that provides up to $4,000 in tuition backing to eligible who wishes to pursue certain associate degrees, certifications, or license. Nearly 42,000 disabled veterans are eligible to have their federal student loan debt dismiss.

But only about 18 percent of them have been lucky enough to get their loans dismissed, according to the Department of edification and veteran affairs. You can use the online student loan consolidation calculator here.

Loan forgiveness program:

Veterans who have a total and 100% service-connected disability or they are entitled to receive disability benefits at the 100-percent level are suitable for the loan forgiveness program, called Total and Permanent Disability Discharge, or TPD. This loan forgiveness can also apply to federal student loans that disabled veterans take out for their offspring.

Financial Aid for Veterans:

There are many student aid programs for veterans and their dependents such as children and spouses. A discussion of the student aid treatment of veterans benefits for education and tuition can be found in the Veterans affairs department.

 Survivors’ and Dependents’ Educational Assistance:

There is the Survivors and Dependents Educational Programs that provides up to 45 months of education and guidance opportunities to eligible dependents of certain disabled veterans.

Related read: Veterans Benefits for Widows

To be eligible, one must be the son, daughter, or spouse of a veteran who died or is enduringly and totally disabled as the result of a service-connected disability, or who got dead while having such a disability in effect. Sons and daughters must be linking the ages of 18 and 26.


Refinancing require you to turn your federal scholar loans into private student loans – which may not be the right choice for everyone. Federal student loans come with many benefits and protection, including access to clemency programs and a variety of repayment plans.

Education and Career Opportunities:

As a dependent of a disabled veteran, it can be easy to prioritize the career of your service member over your own career. However, if you are passionate about finding a transportable and gratifying career, the SECO Program offers education and career guidance opportunities. SECO offers in sequence, tools, and resources to hold up profession exploration, education, training, licensing, employment willingness and career connections.

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